What
we do?

Experienced trade finance

An experienced trade finance team with a proven track record specializing in providing banking services, mainly focus in financing support to underserved Latin American Small and Medium Sized Enterprises (SMEs) importing and exporting godds from the United States and other Latin American countries.

The company seeks appreciation by structuring short-term and medium-term trade finance services, secured by International Export Credit Agencies (ECA´s) including US Exim Bank or top rated private insurance companies.

These loans are kept it on our balance or sold to financial institutions to achieve good returns historically associated with riskier asset classes.

30

years of experience

Years Of Experience

The history of Fincaptrade is marked by years of experience, trajectory of growth and innovation of their partners.

Commitment To Excellence

Their trajectory in the banking and non banking industry has been characterized by an unwavering commitment to excellence. Always setting high standards and prioritizing costumers satisfaction, innovations and ethical practices as core principles of its operations.

Recognized Partner

Our experience has made Fincaptrade as a recognized partner with strong relationships with clients and very strong risk analysis.

Product Offering

EXPERIENCED TRADE FINANCE

Access to capital for trade in Latin America is in more demand than ever, yet small and medium sized Enterprises (SMEs) are underserved.

Fincaptrade finance services underserved borrowers in a diversified portfolio of trade finance loans.

Short-Term loans (up to 180 day term)

Finance inventory purchases by buyers covering a one time sale or a series of shipments.

We finance regular purchases of inventories with revolving lines of credit at 90, 120, 180 days by cash payments to domestic and foreign suppliers up to 100% of their invoices, allowing supplier ́s discounts, with the only collateral of product financed or the accounts receivable resulting from their sale. It can be structured as Supplier Credit.

Resins, plastics, paper, spare parts, aluminum, steel, textiles, building materials, cotton, meat, fertilizers, medicines, groceries, scrap, chemicals, grains, seeds, electronics, food, dairy, oils, fruits, vegetables, lubricants, livestock, meat, diesel, gasoline, etc.

Accounts Receivable Finance”, also called Factoring, is a method of selling receivables collectables in 30-180 days typical of a customer payment in order to obtain cash for company operations now. Accounts receivable (A/R) are amounts owed by customers for goods and services a company has sold to those customers.

Unlocks the money tied up in unpaid invoices and receives it upfront rather than waiting 30 or 180 days for the client to make the payment.

This scheme of financing can be structured in a variety of formats that best accommodate to both the Lender and the Borrower, since a sale of invoices one by one, a sale of all current and future invoicing to one customer account, or to utilize its receivables (e.g., customer payments) as collateral in exchange for a credit advance.

Supplier Credit

It is a 30 to 120-day “supplier-credit” credit line for each buyer, with no limit to the number of customers.

The Exporter will convert its sales to the U.S. into same-day cash sales at a competitive cost with our “export credit” service using KWWS Finance to give buyers a commercial credit for the term that best suits to increase its sales to the U.S.

Lender assumes the risk of non-payment from the buyer, without recourse to the exporter.

 

Medium-Term loans (up to 5 year term)

Longer term loans to international buyers of capital equipment or services covering one or a series of shipments.

Using our solution to finance new machinery and retaining your investment capital for other purposes can be an intelligent decision.

Industrial, hospital, environmental or energy equipment, silos, helicopters, jets, waste treatment plants and desalination plants, slaughterhouses, equipping of hotels, of industrial warehouses, of shopping malls, of buildings, etc.

 

Charasteristics and benefits

Access to capital for trade in Latin America is in more demand than ever, yet small and medium sized Enterprises (SMEs) are underserved. Fincaptrade finance services underserved borrowers in a diversified portfolio.

 

Target Market

  • Middle market companies.
  • All major geographic regions (primarily Latin America).
  • All industry sectors (including telecom, oil & gas, textile, steel, auto, agribusiness, and construction).
  • Require audited financial statements.

Charasteristics and benefits for our partners

  • Knowledge of the market and potential costumers.
  • Local presence in country where we operate.
  • Banking experience.
  • A complete facilities portfolio for SME´s necessities.
  • Personal services.
  • Expertise in Trade Finance área.

Charasteristics and benefits

  • Reduction of the overdue loan risk.
  • Follow up on collection “in situ”.
  • Direct negotiation with the owners “best negotiation”. Selection of creditors.
  • In-house and deeper credit analysis, and approval process.

Get in
touch

Fincaptrade your partner in TRADE FINANCE